• Low Monthly Payment for High Efficiency
  Home Improvements
• Progress Energy customers and other homeowners can improve the energy efficiency of their homes with this fast and convenient monthly payment financing option for high-efficiency heating, cooling, windows, insulation and more.
• Provided by AFC First Financial Corporation, founded in 1947, the EnergyLoan® program helps make affordable energy efficiency available to most homeowners.

  Special EnergyLoan® Features

  • Fast, Preferred Rate Unsecured Financing
  • From $2,500 to $20,000
  • 100% Financing Available
  • Low Fixed Rate, Fixed Monthly Payments
  • No Lien Filed on Your Home
  • No Home Equity Required
  • New Homeowners OK
  • No Points, Fees or Closing Costs
  • Up to 10 Years to Repay
  • No Penalty for Prepayment
  • Work must be done by an Approved Contractor

  Who is Eligible?

• All homeowners who are making qualifying improvements to their 1 to 2 unit primary residence or second home (on permanent foundation) are eligible. Good credit and the ability to repay are required, however all income levels are eligible.

• What Improvements Can Be Financed?

  The EnergyLoan® program is for qualifying Progress Energy HEIP improvements and other energy related and renewable energy improvements. All work can be financed if at least 50% of the project is comprised of the following:

  Qualifying Progress Energy HEIP Improvements
  (Also Eligible for Progress Energy Rebate)

  - High Efficiency Heat Pumps (Min 15 SEER)
  - High Efficiency Central Air Cond. (Min 15 SEER)
  - Geothermal Heat Pumps (Min 19 EER)
  - Energy Efficient Windows (Min .4 U value & .4 SCHG)
  - Attic Insulation, Duct Sealing & Repairs

• Other Financeable Improvements
  (Not Eligible for Progress Energy Rebate)

  - Most Types of Heating & Cooling Systems, Water Heaters and Conditioning
  - Most Types of Windows, Doors, Siding, Roofing and Insulation
  - Other Qualifying Energy Improvements including Solar PV & Hot Water

• Who Can Perform the Work?

  Only AFC First EnergyLoan® Approved Contractors who are also Pre–Approved Progress Energy HEIP Contractors may perform the work. Approved Contractors are authorized to perform work under the program. They are not agents of AFC First. All loans are made directly to the consumer by AFC First Financial Corporation

  How Do I Get an EnergyLoan®?

  - See your Approved Contractor for information
  
  - Or Apply online or by phone at (888) 232-3477, by fax at (610) 433-7488
  
  - We’ll have a quick decision on your application, and answer any questions
  
  - Get an estimate for qualifying improvements from your Pre-Approved Progress Energy HEIP & AFC First Approved Contractor-
  
  - Sign the EnergyLoan® credit agreement provided

• - We pay the Contractor directly when the work is done to your satisfaction.

The EnergyLoan® program, special longer term fixed rate financing for energy efficiency home improvements is provided by AFC First Financial Corporation, founded in 1947. AFC First currently operates programs in the Northeast, Mid-Atlantic and Southeast U.S. through a network of over 2,000 Approved Contractors, utilities, states and manufacturers. It is one of three Fannie Mae energy lenders in the nation. The EnergyLoan® name and logo are registered marks of AFC First.

AFC First is an Equal Housing Lender FannieMae Approved Energy Loan Lender.